Welcome to
First City Top Bank
Our bank is a secure, fast, simple and efficient e-banking system that allows you to access your bank account and perform online banking services 24/7
Create an Account
The best financial tools and advice for every need
Enroll a new AccountSavings accounts
Whether you want to save for a rainy day, or have a specific savings goal in mind, we make saving your money easy and convenient.
Checking accounts
Choose from a variety of options from everyday checking to our most exclusive checking account with premium benefits.
Online payment
We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay etc.
Take out credit
We have several plans to apply for a loan. You can apply for our loan plans by submitting some of your valid information.
Deposit insurance
We have two deposit guarantee schemes for you, one is the deposit guarantee scheme and another is the fixed deposit slip.
Transfer money
You can transfer your money within our bank or other banks we support by adding your beneficiaries
Your Trusted Partner in Financial Growth
At First City Top Bank, we combine innovation, integrity, and personalized service to help you achieve your financial goals. Whether you’re saving for the future, managing your business, or looking for smart investment opportunities, we’re here to guide you every step of the way.
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We care about your money and your safety.
Helping people bank smarter,easier,better and at home
Founded on the principles of trust, excellence, and innovation, First City Top Bank is committed to delivering world-class banking services tailored to your unique needs. With a growing presence and a team of dedicated financial professionals, we are proud to be a bank that puts people first.
our mission
We focus on building and maintaining long-term, generational relationships with our clients.
Our vision
We will operate all over the world and become the most popular bank in this universe.
Our goal
Equipping the world's youth for the jobs of tomorrow.
Experience secure and seamless banking from the palm of your hand. With our mobile app and internet banking, you’re always in control..
Fast transfer
Our money transfer system is safe and easy. Send your money to your beneficiaries within our bank or to other banks. The transfer within our bank is immediate and to other banks it may take 24 hours.
Deposit money
Account holders can deposit their funds through our various payment systems. We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, etc.
withdraw money
Account holders can withdraw funds from their account. Without verification, a withdrawal will not be completed, so you can trust us.
Whether you're managing your daily finances or planning your future, we offer a full suite of personal banking products designed to fit your lifestyle.
Safe service
Every balance withdrawing transactions needs to be OTP verified so you can feel secure about your funds. You can also use the Google Authenticator app on your mobile phone and enable 2FA security from the account menu.
Lowest transaction fee
Our transaction fee is very low compared to other banks. You can deposit, transfer and withdraw your money with the lowest transaction fee. Because our transfer system is safe and robust, you can trust us.
It's easy to join us
Open an account
In order to be an account holder, you must first open an account, and receive your new banking details
Account Activation
After registering, you need to confirm your account to be activated to experience the best online banking.
Get service
Now you can avail any of our services as our registered account holder
Savings accounts
Whether you want to save for a rainy day, or have a specific savings goal in mind, we make saving your money easy and convenient.
We offer our banking services all over the world
This is a secure and robust e-banking system that is becoming popular all over the world nowadays. We offer our account holders the best FDR, DPS and loan plans
1.5M
account owner
3M
transaction overall
12
total branches
41+
countries we serve
Frequently Asked Questions (FAQ)
Although we have provided a lot of information about us and how we operate our work process, our terms and conditions, policies, etc.
Yes, we do not charge for opening an account
Yes, you can send money from our bank to another bank
Get the registration form by clicking the Sing Up button on the top bar. Enter all the information and click the Register button.
No, we do not share our account holder's information with third party organizations.
We have several credit plans. Choose the plan that works best for you and just click the Apply Now button and enter the amount.
We have several FDR plans. Choose the plan that works best for you and just click the Apply Now button and enter the amount.
Our partners
